Buying a Home..

Buying a Home is a major life milestone that requires some thoughtful planning
and know how. Students need to understand all aspects of the home buying
process, everything from mortgages and credit to financing and insurance.

For many, buying a home is the single most important financial decision they will make in their
lifetime. However, the process of becoming a first time home buyer can be overwhelming, and requires a
foundation for basic home-buying knowledge.

In some cases the letter can contain plans for the future changes of the size of the property, family history of owning a real estate or how the owner feels about the community surrounding the property. Even thought this requirement disobeys the Fair Housing Act, and in some cases is against the law, in many cases loan takes are not the ones to be questioned.

Useful tip: Use everything that you think that is logical to persuade the Bank that you will live at the property you buying. Well known reasons could include nicer neighborhood, more rooms, closer to school or work location, away from industry or farms. Typically, lender is not interested in your family situation as long as it not concerns you credit ability.

Living on Your Own..

Moving out and on your own is overwhelming, to say the least. For so many of us, it’s the first time we’d strayed from the comforts of mom and dad’s place, the warm beds with the sheets we’ve been sleeping on since we were preteens.

So although moving out and moving forward are terrifying, here are a few tools to make the transition a little bit easier.

Start budgeting

Chances are you have a job with a steady paycheck, and even if you don’t, I’m sure you have some other means of supplementing your income (we don’t have to discuss that here).

When your paycheck rolls in, figure out how you want to handle rent (since that will poke the biggest hole in your paycheck): you can either dedicate your whole paycheck to it, or take a little from each paycheck to cover the cost.

Deciding what you have to spend on the things you want will help give you a better idea of what you can spend.

Learn how to cook

Easy as it may be to login to Seamless and check off boxes on the menu of your choice online, you’re spending way more on meals a week than you would by just dragging your butt to the grocery store on your way home from the office.

Ask friends to cook with you (sometimes it’s better to learn in groups!), print out a few easy-to-follow step by step recipes or ask your mom or dad for easy to prep tips and tricks that won’t stress you out on week nights or screw with your food budget.

 

In addition, i want to give you "Living On Your Own: Expectaions Vs. Reality."

Living On Your Own: Expectations Vs Reality

1. Expectation: You can be naked all the time and it will be so liberating.

    Reality: It turns out being naked all the time is just cold and dangerous.

2. Expectation: You never have to wait to shower.

    Reality: You never have to shower.

The Art of Budgeting..

Budget is a plan dividing your income among spending and saving.

Budgeting is an important component of financial success. It's not difficult to implement, and it's not just for people with limited funds.

Budgeting makes it easier for people with incomes and expenses of all sizes to make conscious decisions about how they'd prefer to allocate their money.

 

In addition to motivate, i want to give you a quote about the budgeting..
Wareen Buffet said, - "Do not save what is left after spending, but spend what is left after saving."

Making Money.

We all know what money is.

Money is a medium of exchange in the sense that we all agree to accept it in making transactions.

There are many ways for people to get money. One way most people get money is by earning it. 
Money can be made by earning it in different ways:

• Earn money by working
• Earn money from investments
• Earn money by investing in yourself (start a business)

They get paid for making goods or providing a service. These people are called workers.

In addition to motivate, i want to give you a quote about the making money.