Credit Cards..

Credit Cards can be used for the purchase of items now and payment of them later.

By using a credit cards can help us so much. But, there are also have disadvantages. Let's talk about the Advantages and Disadvantages of using a credit cards!

Advantages

• Simple, convenient and can be substituted for cash
• Convenient method of payment
• Holders can withdraw cash from any branch of major banks worldwide

Disadvantages:

•  It's easy to run up large debts
•  Interest charges
•  No interest-free period for cash advances
•  Credit card charges 

BOOM! That's all. You can choose wisely if you want to using a credit cards.

For addition, i want to give you a picture about credit cards. Just for fun!

 And.. The last but not least, THANK YOU!

Credit..

Credit (Finance) is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date.

Credit does not necessarily require money. The credit concept can be applied in barter economies as well, based on the direct exchange of goods and services. However, in modern societies, credit is usually denominated by a unit of account. Unlike money, credit itself cannot act as a unit of account.

For addition.. Let's we're talking about the Advantages and Disadvantages of this topic!

 

 

Advantages:

• Able to buy needed items now
• Don't have to carry cash
• Creates a record of purchases
• More convenient than writing checks
• Consolidates bills into one payment

Disadvantages:

• Interest (higher cost of items)
• May require additional fees
• Financial difficulties may arise if one loses track of how much has been spent each month
• Increased impulse buying may occur 

Okay.. That's all! 

And... The last but not least... THANK YOU!

 

Banking Services..

Banking Services is the various ways in which a bank can help a customer. Such as operating accounts, making transfer, paying standing orders and selling foreign currency.

Although banks aren't the most beloved institutions out there, there's a ton of useful stuff we can do with a modern bank. Many people around the world are unbanked, meaning they don't have a bank account and that means they miss out on all sorts of conveniences that we, the banked, often take for granted.

For addition, i want to give you some simple tips about "How To Opening a Checking Account".

 How to Opening a Checking Account:

• Make sure you're eligible to open an account.
• Choose the bank that's the best for you.
• Pick the type of account you want.
• Visit your bank and ask for open an account.
• Ask important questions before you finalize your account.
• Supply the necessary information to create your account.
• And the last, keep the account documents you receive secure. 

And..... That's it! if you following the step How To Opening a Checking Account, you can already open a checking account, easily!

 

 And.. The last but not least.. THANK YOU!